Frequently Asked Questions

Clear Answers to Your Top Questions

Can Credit Growing assist me if I have a low credit score?

Yes, we specialize in credit restoration and improvement and can help you fix and grow your credit to become eligible for loans.

Will using business credit cards affect my personal credit score?

NO. Business credit cards usage is primarily reported to commercial credit bureaus, separate from your personal credit. This approach helps you utilize business credit without impacting your personal credit score or credit utilization ratio.

Is it possible to receive more than $150k in funding through Credit Growing?

While $150k is typically the maximum initial offering, we continuously work with clients to enhance their creditworthiness, potentially leading to increased funding limits as their credit and business grow.

What can I use the 0% APR $150k funds for in my real estate business?

The funds can be used for a variety of real estate-related expenses, including renovation costs, material purchases, staging, marketing, and other investment-associated expenses.

How long will it take to fix my credit?

The duration of credit repair can vary and depends on the case complexity. Our Expedite Service aims for results within 30-60 days, while the Standard Service typically spans 90-180 days.

How quickly can I access my funds after approval?

Our streamlined process aims to get the capital into your hands as soon as possible. Once you receive your cards, you can start using them right away.

What is Credit Growing's refund policy?

We stand by our services with a strong commitment to client satisfaction. If our credit repair efforts do not yield any changes, we offer a 100% money-back guarantee. And for our funding solutions, you won't owe us a fee unless we successfully secure your funding — it's our 'No Success, No Fee' promise.

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